Beston McManis Lawyers
Worker’s compensation offers medical care and cash benefits to employees who are injured or become ill as a result of their job. This is to compensate for the portion of the income they lose when they are unable to report for work.
What are the Injuries Covered by the Workers’ Compensation?
Injured workers with compensation insurance receive necessary medical care and treatments based on whether the injury is partial or total. Some of the most common injuries include:
-
Slips, trips, and falls
-
Overexertion and bodily reactions
-
Exposure to harmful chemicals:
-
Workplace fatalities
Certain events that may occur in the workplace are also covered like violence or natural disasters. Occupational illnesses are also sustained especially for those workers exposed to toxic chemicals.
What Injuries are NOT Covered by Workers’ Compensation?
Circumstances and injuries not covered by workers’ compensation are the following:
-
Self-inflicted injury
-
Injury resulting from drug or alcohol intoxication
-
Injury resulting from engagement in unlawful activities
-
The injury happened not within the work time and setting
-
Driving accidents to and from work
-
The injured worker disregarded the safety rules and policies
-
Psychiatric Injuries
Injured workers should immediately report their cases. A delay in filing the claim can be denied for compensation benefits as it may be suspected to be illegitimate.
How to File a Workers’ Compensation Claim?
Following the injury or occupational illness, the employer is responsible to submit a claim to the workers’ compensation insurer with all the gathered information regarding the case. Here are the stages to file for a workers’ compensation claim:
-
Reporting the injury
-
Process the paperwork
-
File the claim
-
Wait for the insurer’s decision
-
Help the employee return to work
Workers Compensation Payout
The maximum compensation for people with less than 20% of permanent impairment is $2318.10 a week for 5 years. For workers with greater than 20% permanent impairment, the payout can go beyond the 5-year limit. Getting a successful lump sum claim guarantees payment in addition to this amount. Lump sum payouts can go from $20,000 to $630,000.
You can click these topics for more details:
Personal Injury Law
Public Liability Injury Claims
Workers Compensation Claims
Personal Injury Claims
CONTACT
Beston McManis Lawyers
OUR ADDRESS
Suite 2, Level 9
82 Elizabeth Street
Sydney NSW 2000
Email: info@bestmcmlaw.com.au
Tel: 1800 066 779
For any general inquiries, please fill in the following contact form:
BACK TO TOP